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・ Participatiemaatschappij Vlaanderen
・ Participating consciousness
・ Participating preferred stock
・ Participation
・ Participation (decision making)
・ Participation (ownership)
・ Participation (philosophy)
・ Participation bias
・ Participation certificate
・ Participation constraint (mechanism design)
・ Participation criterion
・ Participation dance
・ Participation exemption
・ Participation inequality
・ Participation loan
Participation mortgage
・ Participation mystique
・ Participation of Mangalorean Catholics in the Indian Independence Movement
・ Participation of medical professionals in American executions
・ Participation TV
・ Participative decision-making
・ Participatory 3D modelling
・ Participatory action research
・ Participatory art
・ Participatory budgeting
・ Participatory Chinatown
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・ Participatory Culture Foundation
・ Participatory democracy


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Participation mortgage : ウィキペディア英語版
Participation mortgage

A participation mortgage or participating mortgage is a mortgage loan, or sometimes a group of them, in which two or more persons have fractional equitable interests. In this arrangement the lender, or mortgagee, is entitled to share in the rental or resale proceeds from a property owned by the borrower, or mortgagor. The mortgage is evidenced by the bank or other fiduciary that has legal title to the mortgage and sells the fractional shares to investors or makes the investment for the certificate holders. A participation mortgage may or may not require principal and interest payments and may or may not contain a balloon payment.
For instance, John has a loan for a strip mall including six separate units. All are rented/leased and in addition to the principal and interest he pays to the lender, he is required to pay a certain percentage of the incoming funds. The lender is then participating in the income stream provided by the particular property.
==External links==

*(Participating mortgage loans: a historical cost paradox. | Environment & Natural Resources > Land Use & Development from AllBusiness.com, Business Resources, Advice and Forms for Large and Small Businesses. ) By Clifford H. Schwartz, ''Journal of Accountancy'', July 1, 1992.


抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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